Q: Can I apply online?
A: A formal application is not listed on this website. However, you can fill out this form and a representative will contact you with a list of dealerships in your area at which you can apply.
Q: Do you finance for people in my area?
A: We currently have relationships with dealerships in Indiana, Illinois, Kentucky, Michigan, Ohio, and Tennessee.
Q: Do you offer service contracts?
A: Yes, service contracts are offered and can be included in your financing.
Q: Do you report to the credit bureau?
A: Yes, we report to TransUnion and Equifax each month to assist you in reestablishing your credit history.
Q: How long do I have to be on my job to qualify?
A: A minimum of eight to twelve months of employment time is required.
Q: I don't have any credit. Will I still qualify for financing?
A: We have multiple finance programs to assist even first time buyers.
Q: I have a bankruptcy in my credit history. Will I still qualify for financing?
A: Yes, we help people with prior bankruptcies.
Q: I have previously had a car repossessed. Will I still qualify for refinancing?
A: We have helped thousands of people reestablish their credit who have had previous repossessions.
Q: I just transferred to a new area for my job. Can I still qualify?
A: Normally, two to three years of residence time is required. However, we will consider shorter area time if you were transferred with your job.
Q: What do I need to take to the dealership to apply?
A: Besides completing and signing a credit application at the lot, you will need to bring in your most recent paystub, five references (complete with addresses and phone numbers), and a piece of mail dated within the last 30 days that confirms your physical address.
We use cookies and tracking technologies to enhance performance, improve functionality, and advertise. The data shared with marketing platforms through these technologies does NOT include financial information. For more details, see our Online Privacy Policy.